Youth Financial Literacy: A Review of Key Considerations and Promising Delivery Methods

Casey J. Totenhagen, Deborah M. Casper, Kelsey M. Faber, Leslie A. Bosch, Christine Bracamonte Wiggs, Lynne M. Borden

Research output: Contribution to journalReview articlepeer-review

37 Scopus citations


The majority of youth consistently receive failing scores on financial literacy tests—even those who have taken courses on personal finance or money management. Some specific programs, however, have demonstrated beneficial effects. Thus, it is imperative to identify the key considerations and promising delivery methods which may inform positive changes in financial literacy and/or behavior among youth. In the present study, we conducted a comprehensive review of the current literature on youth financial literacy education, with the goal of identifying characteristics of financial education programs which may influence positive changes. The findings from the literature on these key considerations and promising delivery methods are discussed in detail, with attention given to developmental considerations as appropriate.

Original languageEnglish (US)
Pages (from-to)167-191
Number of pages25
JournalJournal of Family and Economic Issues
Issue number2
StatePublished - Jun 1 2015

Bibliographical note

Funding Information:
This work was funded by the Department of Defense through a partnership with the U.S. Department of Agriculture and the University of Arizona under Award #2010-48869-20693.

Publisher Copyright:
© 2014, Springer Science+Business Media New York.


  • Best practices
  • Comprehensive review
  • Financial education
  • Financial literacy
  • Youth


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