Young Adult Relationships: Perceived Financial Behaviors and Shared Financial Values

Melissa J. Wilmarth, Casey J. Totenhagen, Joyce Serido, Soyeon Shim

Research output: Contribution to journalArticlepeer-review

5 Scopus citations


Whereas problematic finances can undermine relationship satisfaction, a sense of shared financial values may bolster relationship satisfaction; thus, it is important to understand how to promote couples' shared financial values. In this study, we examined the association of individuals' perceptions regarding their own and their partners' positive financial behaviors on shared financial values. Using survey data from a young adult cohort of college graduates, participants of the Arizona Pathways to Life Success for University Students (APLUS) study, we found that participants' perceptions of their own positive financial behaviors, and their perceptions of the positive financial behaviors of their partners, were each associated with increased shared financial values. Results suggest that practitioners could help individuals recognize that improving their own financial behaviors and also appreciating their partner's positive financial behaviors contribute to couples' shared financial values.

Original languageEnglish (US)
Pages (from-to)507-516
Number of pages10
JournalJournal of Financial Counseling and Planning
Issue number3
StatePublished - Nov 1 2021

Bibliographical note

Funding Information:
Funding. The author(s) received no specific grant or financial support for the research, authorship, and/or publication of this article.Data collection was funded by the National Endowment for Financial Education, Great Lakes Higher Education Corporation & Affiliates, and Citi Foundation. Funding support for this research was provided to Serido through the National Institute of Food and Agriculture (Hatch Grant #006781).

Publisher Copyright:
© Copyright 2021 Association for Financial Counseling and Planning Education, U.S.A.


  • couple finances
  • couple relationships
  • financial behaviors
  • shared financial values
  • young adults


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