Who Says “I Do”? Financial Resources and Values on Relationship Choices of Emerging Adults

Jennifer K. Rea, Joyce Serido, Lynne M. Borden, Sharon M. Danes, Sun Young Ahn, Soyeon Shim Shim

Research output: Contribution to journalArticlepeer-review

4 Scopus citations


This study examined potential impacts of financial resources and values on emerging adults' choice in committed relationships (N = 424, 26–35 years). Guided by Deacon and Firebaugh's (1988) Family Resource Management theory, financial self-sufficiency and forming a committed relationship were conceptualized as two salient goals of emerging adulthood. Multinomial logistic regression was used to determine the effects of financial self-sufficiency, values, and personal background factors on choice of committed relationship status. Findings indicated that emerging adults with fewer financial resources chose to live apart; however, the effects of career values were a stronger predictor of their relationship status. In contrast, neither financial resources nor career values differentiated between cohabiting and married emerging adults.

Original languageEnglish (US)
Pages (from-to)28-41
Number of pages14
JournalJournal of Financial Counseling and Planning
Issue number1
StatePublished - 2020

Bibliographical note

Publisher Copyright:
© Copyright 2020 Association for Financial Counseling and Planning Education, U.S.A.


  • committed relationships
  • developmental goals
  • emerging adults
  • financial self-sufficiency
  • life choices


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