Although employer-sponsored insurance is the primary source of health insurance for non-elderly individuals, premium growth and federal health insurance reform, including tax credits to purchase individual insurance, might decrease employers' propensity to offer coverage. Using estimates from a model of employer-sponsored insurance take-up, we simulate the proportion of workers who hold coverage who would be willing to purchase individual coverage if their employers dropped this benefi t. Additionally, we consider how take-up rates would increase given the availability of income-based subsidies for workers who lose insurance.
|Original language||English (US)|
|Number of pages||24|
|Journal||National Tax Journal|
|State||Published - Jun 2010|
- Employer-sponsored health insurance
- Premium tax credits