The link between childhood overindulgence and adult financial behaviors

Stephanie Heuring Horner; Catherine A. Solheim; Virginia Solis Zuiker; Jaime Ballard

doi:10.1891/1052-3073.27.1.80

The link between childhood overindulgence and adult financial behaviors

Stephanie Heuring Horner, Catherine A. Solheim, Virginia Solis Zuiker, Jaime Ballard

Family Social Science

Research output: Contribution to journal › Article

3 Scopus citations

Abstract

This study examined the link between overindulgence and buying impulsiveness and the link between buying impulsiveness and credit card misuse among undergraduate students from 2 Midwestern universities. Hierarchical multiple regression was used to examine these relationships. Overindulgence predicted buying impulsiveness when controlling for the effects of age, race, gender, public or private school, and whether or not the student was employed. Buying impulsiveness predicted credit card misuse while using the same control variables. Overindulgence was not found to predict credit card misuse.

Original language	English (US)
Pages (from-to)	80-91
Number of pages	12
Journal	Journal of Financial Counseling and Planning
Volume	27
Issue number	1
DOIs	https://doi.org/10.1891/1052-3073.27.1.80
State	Published - Jan 1 2016

Keywords

Buying impulsiveness
Credit card misuse
Emerging adulthood
Indulgence
Overindulgence

Access

10.1891/1052-3073.27.1.80

Fingerprint Dive into the research topics of 'The link between childhood overindulgence and adult financial behaviors'. Together they form a unique fingerprint.

Cite this

Horner, S. H., Solheim, C. A., Zuiker, V. S., & Ballard, J. (2016). The link between childhood overindulgence and adult financial behaviors. Journal of Financial Counseling and Planning, 27(1), 80-91. https://doi.org/10.1891/1052-3073.27.1.80

@article{743353250aa54874bdd1fe8b3ac47f6b,

title = "The link between childhood overindulgence and adult financial behaviors",

abstract = "This study examined the link between overindulgence and buying impulsiveness and the link between buying impulsiveness and credit card misuse among undergraduate students from 2 Midwestern universities. Hierarchical multiple regression was used to examine these relationships. Overindulgence predicted buying impulsiveness when controlling for the effects of age, race, gender, public or private school, and whether or not the student was employed. Buying impulsiveness predicted credit card misuse while using the same control variables. Overindulgence was not found to predict credit card misuse.",

keywords = "Buying impulsiveness, Credit card misuse, Emerging adulthood, Indulgence, Overindulgence",

author = "Horner, {Stephanie Heuring} and Solheim, {Catherine A.} and Zuiker, {Virginia Solis} and Jaime Ballard",

year = "2016",

month = jan,

day = "1",

doi = "10.1891/1052-3073.27.1.80",

language = "English (US)",

volume = "27",

pages = "80--91",

journal = "Journal of Financial Counseling and Planning",

issn = "1052-3073",

publisher = "Association for Financial Counseling and Planning Education",

number = "1",

}

TY - JOUR

T1 - The link between childhood overindulgence and adult financial behaviors

AU - Horner, Stephanie Heuring

AU - Solheim, Catherine A.

AU - Zuiker, Virginia Solis

AU - Ballard, Jaime

PY - 2016/1/1

Y1 - 2016/1/1

N2 - This study examined the link between overindulgence and buying impulsiveness and the link between buying impulsiveness and credit card misuse among undergraduate students from 2 Midwestern universities. Hierarchical multiple regression was used to examine these relationships. Overindulgence predicted buying impulsiveness when controlling for the effects of age, race, gender, public or private school, and whether or not the student was employed. Buying impulsiveness predicted credit card misuse while using the same control variables. Overindulgence was not found to predict credit card misuse.

AB - This study examined the link between overindulgence and buying impulsiveness and the link between buying impulsiveness and credit card misuse among undergraduate students from 2 Midwestern universities. Hierarchical multiple regression was used to examine these relationships. Overindulgence predicted buying impulsiveness when controlling for the effects of age, race, gender, public or private school, and whether or not the student was employed. Buying impulsiveness predicted credit card misuse while using the same control variables. Overindulgence was not found to predict credit card misuse.

KW - Buying impulsiveness

KW - Credit card misuse

KW - Emerging adulthood

KW - Indulgence

KW - Overindulgence

UR - http://www.scopus.com/inward/record.url?scp=85042357064&partnerID=8YFLogxK

UR - http://www.scopus.com/inward/citedby.url?scp=85042357064&partnerID=8YFLogxK

U2 - 10.1891/1052-3073.27.1.80

DO - 10.1891/1052-3073.27.1.80

M3 - Article

AN - SCOPUS:85042357064

VL - 27

SP - 80

EP - 91

JO - Journal of Financial Counseling and Planning

JF - Journal of Financial Counseling and Planning

SN - 1052-3073

IS - 1

ER -