Abstract
This study examined the link between overindulgence and buying impulsiveness and the link between buying impulsiveness and credit card misuse among undergraduate students from 2 Midwestern universities. Hierarchical multiple regression was used to examine these relationships. Overindulgence predicted buying impulsiveness when controlling for the effects of age, race, gender, public or private school, and whether or not the student was employed. Buying impulsiveness predicted credit card misuse while using the same control variables. Overindulgence was not found to predict credit card misuse.
Original language | English (US) |
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Pages (from-to) | 80-91 |
Number of pages | 12 |
Journal | Journal of Financial Counseling and Planning |
Volume | 27 |
Issue number | 1 |
DOIs | |
State | Published - 2016 |
Bibliographical note
Funding Information:This work was supported by the USDA National Institute of Food and Agriculture, Hatch project MIN-52-07.
Keywords
- Buying impulsiveness
- Credit card misuse
- Emerging adulthood
- Indulgence
- Overindulgence