The link between childhood overindulgence and adult financial behaviors

Stephanie Heuring Horner; Catherine A. Solheim; Virginia Solis Zuiker; Jaime Ballard

doi:10.1891/1052-3073.27.1.80

The link between childhood overindulgence and adult financial behaviors

Stephanie Heuring Horner, Catherine A. Solheim, Virginia Solis Zuiker, Jaime Ballard

Research output: Contribution to journal › Article › peer-review

6 Scopus citations

Abstract

This study examined the link between overindulgence and buying impulsiveness and the link between buying impulsiveness and credit card misuse among undergraduate students from 2 Midwestern universities. Hierarchical multiple regression was used to examine these relationships. Overindulgence predicted buying impulsiveness when controlling for the effects of age, race, gender, public or private school, and whether or not the student was employed. Buying impulsiveness predicted credit card misuse while using the same control variables. Overindulgence was not found to predict credit card misuse.

Original language	English (US)
Pages (from-to)	80-91
Number of pages	12
Journal	Journal of Financial Counseling and Planning
Volume	27
Issue number	1
DOIs	https://doi.org/10.1891/1052-3073.27.1.80
State	Published - 2016

Bibliographical note

Funding Information:
This work was supported by the USDA National Institute of Food and Agriculture, Hatch project MIN-52-07.

Keywords

Buying impulsiveness
Credit card misuse
Emerging adulthood
Indulgence
Overindulgence

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10.1891/1052-3073.27.1.80

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AU - Solheim, Catherine A.

AU - Zuiker, Virginia Solis

AU - Ballard, Jaime

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AB - This study examined the link between overindulgence and buying impulsiveness and the link between buying impulsiveness and credit card misuse among undergraduate students from 2 Midwestern universities. Hierarchical multiple regression was used to examine these relationships. Overindulgence predicted buying impulsiveness when controlling for the effects of age, race, gender, public or private school, and whether or not the student was employed. Buying impulsiveness predicted credit card misuse while using the same control variables. Overindulgence was not found to predict credit card misuse.

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KW - Indulgence

KW - Overindulgence

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The link between childhood overindulgence and adult financial behaviors

Abstract

Bibliographical note

Keywords

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