Abstract
This study provides new estimates of demand for employer-sponsored health insurance, using the 1997-2001 linked Household Component-Insurance Component of the Medical Expenditure Panel Survey (MEPS). Our focus is on households' decisions to take up coverage through a worker's employer. We found a significant inverse relationship between the out-of-pocket premium and the probability of taking up coverage, with the price effect considerably larger when we used instrumental variables methods to account for endogenous out-of-pocket premiums. Additionally, workers in families with more children eligible for Medicaid were less likely to take up coverage.
| Original language | English (US) |
|---|---|
| Pages (from-to) | 17-32 |
| Number of pages | 16 |
| Journal | Inquiry : a journal of medical care organization, provision and financing |
| Volume | 47 |
| Issue number | 1 |
| DOIs | |
| State | Published - Feb 2010 |
UN SDGs
This output contributes to the following UN Sustainable Development Goals (SDGs)
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SDG 10 Reduced Inequalities
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