This study examined financing long-term care from a micro-level family perspective. Qualitative analysis of interviews conducted with 45 families coping with paying for an elder's long-term care provided insight into what decisions were made as well as what factors influenced those decisions. Family members articulate systemic factors within and outside of the family system influencing three decision making outcomes: (a) using and preserving private resources, (b) Medicaid estate planning and (c) deciding not to decide. Case examples and a discussion of the emerging framework provide insight for researchers working to inform long-term care issues and for educational focused practitioners.
Bibliographical noteFunding Information:
This study was made possible by funding from the University of Minnesota Center for Urban and Regional Affairs and the Hubert H. Humphrey Center.
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- Estate planning
- Long-term care
- Qualitative research