Financial behaviors and adult identity: Mediating analyses of a college cohort

Xiaomin Li; Melissa Curran; Nan Zhou; J. Serido; Soyeon Shim; Hongjian Cao

doi:10.1016/j.appdev.2019.101049

Financial behaviors and adult identity: Mediating analyses of a college cohort

Xiaomin Li, Melissa Curran, Nan Zhou, J. Serido, Soyeon Shim, Hongjian Cao

Family Social Science

Research output: Contribution to journal › Article › peer-review

10 Scopus citations

Abstract

Using mediating analyses with Latent Change Scores (N = 208), we examined (Aim 1) associations from financial behaviors of emerging adults and romantic partners to adult identity (i.e., feeling like an adult; being recognized by others as adult; obtaining adult status), and (Aim 2) the mediating roles of depressive symptoms and relationship satisfaction in these associations. We included initial levels and over-time changes in financial behaviors, depressive symptoms, and relationship satisfaction when examining these two aims. For Aim 1, financial behaviors of emerging adults (initial levels and over-time increases) predicted adult identity. For Aim 2, depressive symptoms (initial levels and over-time decreases) mediated associations from financial behaviors of emerging adults and romantic partners (initial levels and over-time increases) to adult identity. Relationship satisfaction (initial levels only) mediated associations from financial behaviors of romantic partners (initial levels and over-time increases) to adult identity. We discussed the implications of our findings.

Original language	English (US)
Article number	101049
Journal	Journal of Applied Developmental Psychology
Volume	64
DOIs	https://doi.org/10.1016/j.appdev.2019.101049
State	Published - Jul 1 2019

Bibliographical note

Funding Information:
This research uses data from the Arizona Pathways to Life Success for University Students Project (APLUS). Data collection was funded by the National Endowment for Financial Education , Great Lakes Higher Education Corporation & Affiliates, and Citi Foundation .

Publisher Copyright:
© 2019 Elsevier Inc.

Keywords

Adult identity
Depressive symptoms
Financial behaviors
Latent Change Score analyses
Relationship satisfaction

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10.1016/j.appdev.2019.101049

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title = "Financial behaviors and adult identity: Mediating analyses of a college cohort",

abstract = "Using mediating analyses with Latent Change Scores (N = 208), we examined (Aim 1) associations from financial behaviors of emerging adults and romantic partners to adult identity (i.e., feeling like an adult; being recognized by others as adult; obtaining adult status), and (Aim 2) the mediating roles of depressive symptoms and relationship satisfaction in these associations. We included initial levels and over-time changes in financial behaviors, depressive symptoms, and relationship satisfaction when examining these two aims. For Aim 1, financial behaviors of emerging adults (initial levels and over-time increases) predicted adult identity. For Aim 2, depressive symptoms (initial levels and over-time decreases) mediated associations from financial behaviors of emerging adults and romantic partners (initial levels and over-time increases) to adult identity. Relationship satisfaction (initial levels only) mediated associations from financial behaviors of romantic partners (initial levels and over-time increases) to adult identity. We discussed the implications of our findings.",

keywords = "Adult identity, Depressive symptoms, Financial behaviors, Latent Change Score analyses, Relationship satisfaction",

author = "Xiaomin Li and Melissa Curran and Nan Zhou and J. Serido and Soyeon Shim and Hongjian Cao",

note = "Funding Information: This research uses data from the Arizona Pathways to Life Success for University Students Project (APLUS). Data collection was funded by the National Endowment for Financial Education , Great Lakes Higher Education Corporation & Affiliates, and Citi Foundation . Publisher Copyright: {\textcopyright} 2019 Elsevier Inc.",

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AU - Li, Xiaomin

AU - Curran, Melissa

AU - Zhou, Nan

AU - Serido, J.

AU - Shim, Soyeon

AU - Cao, Hongjian

N1 - Funding Information: This research uses data from the Arizona Pathways to Life Success for University Students Project (APLUS). Data collection was funded by the National Endowment for Financial Education , Great Lakes Higher Education Corporation & Affiliates, and Citi Foundation . Publisher Copyright: © 2019 Elsevier Inc.

PY - 2019/7/1

Y1 - 2019/7/1

N2 - Using mediating analyses with Latent Change Scores (N = 208), we examined (Aim 1) associations from financial behaviors of emerging adults and romantic partners to adult identity (i.e., feeling like an adult; being recognized by others as adult; obtaining adult status), and (Aim 2) the mediating roles of depressive symptoms and relationship satisfaction in these associations. We included initial levels and over-time changes in financial behaviors, depressive symptoms, and relationship satisfaction when examining these two aims. For Aim 1, financial behaviors of emerging adults (initial levels and over-time increases) predicted adult identity. For Aim 2, depressive symptoms (initial levels and over-time decreases) mediated associations from financial behaviors of emerging adults and romantic partners (initial levels and over-time increases) to adult identity. Relationship satisfaction (initial levels only) mediated associations from financial behaviors of romantic partners (initial levels and over-time increases) to adult identity. We discussed the implications of our findings.

AB - Using mediating analyses with Latent Change Scores (N = 208), we examined (Aim 1) associations from financial behaviors of emerging adults and romantic partners to adult identity (i.e., feeling like an adult; being recognized by others as adult; obtaining adult status), and (Aim 2) the mediating roles of depressive symptoms and relationship satisfaction in these associations. We included initial levels and over-time changes in financial behaviors, depressive symptoms, and relationship satisfaction when examining these two aims. For Aim 1, financial behaviors of emerging adults (initial levels and over-time increases) predicted adult identity. For Aim 2, depressive symptoms (initial levels and over-time decreases) mediated associations from financial behaviors of emerging adults and romantic partners (initial levels and over-time increases) to adult identity. Relationship satisfaction (initial levels only) mediated associations from financial behaviors of romantic partners (initial levels and over-time increases) to adult identity. We discussed the implications of our findings.

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KW - Depressive symptoms

KW - Financial behaviors

KW - Latent Change Score analyses

KW - Relationship satisfaction

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Financial behaviors and adult identity: Mediating analyses of a college cohort

Abstract

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Keywords

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