TY - JOUR
T1 - Denial of Health Insurance Due to Preexisting Conditions
T2 - How Well Does One High-Risk Pool Work?
AU - Sumner, Brian
AU - Dowd, Bryan
AU - Pheley, Alfred M.
AU - Lurie, Nicole
PY - 1997/9
Y1 - 1997/9
N2 - This study assesses whether Minnesota's high-risk insurance pool is successful at insuring those denied health insurance coverage because of preexisting medical conditions. Eight hundred and twenty-nine individuals who had been denied health insurance coverage were interviewed. At the time of the survey, 80 percent of the sample had obtained coverage, 22 percent through the state's high-risk insurance pool. Seventeen percent remained uninsured. Logistic regression was used to identify correlates of remaining uninsured. Younger age and less education were significantly associated with being uninsured versus enrolling in the high-risk pool. Younger age, less education, unemployment, being non-White, and having worse mental health were significantly associated with being uninsured versus having non-high-risk pool insurance. Despite the presence of a large high-risk pool in Minnesota, specific groups are identified as being at risk for remaining uninsured after being denied health insurance.
AB - This study assesses whether Minnesota's high-risk insurance pool is successful at insuring those denied health insurance coverage because of preexisting medical conditions. Eight hundred and twenty-nine individuals who had been denied health insurance coverage were interviewed. At the time of the survey, 80 percent of the sample had obtained coverage, 22 percent through the state's high-risk insurance pool. Seventeen percent remained uninsured. Logistic regression was used to identify correlates of remaining uninsured. Younger age and less education were significantly associated with being uninsured versus enrolling in the high-risk pool. Younger age, less education, unemployment, being non-White, and having worse mental health were significantly associated with being uninsured versus having non-high-risk pool insurance. Despite the presence of a large high-risk pool in Minnesota, specific groups are identified as being at risk for remaining uninsured after being denied health insurance.
UR - http://www.scopus.com/inward/record.url?scp=0031217719&partnerID=8YFLogxK
UR - http://www.scopus.com/inward/citedby.url?scp=0031217719&partnerID=8YFLogxK
U2 - 10.1177/107755879705400307
DO - 10.1177/107755879705400307
M3 - Review article
C2 - 9437172
AN - SCOPUS:0031217719
SN - 1077-5587
VL - 54
SP - 357
EP - 371
JO - Medical Care Research and Review
JF - Medical Care Research and Review
IS - 3
ER -