A finite-life private-information theory of unsecured consumer debt

Keyphrases

• Auto Insurance 33%
• Consumer Credit 33%
• Consumer Debt 100%
• Credit Insurance 33%
• Credit Market 66%
• Credit Score 33%
• Creditors 33%
• Debtor 33%
• Default Costs 33%
• Enforcement Mechanisms 33%
• Finite Lifetime 100%
• Information Theory 100%
• Insurance 33%
• Insurance Market 66%
• Insurer 33%
• Low Risk 100%
• Private Information 100%
• Repayment Behavior 33%
• Repeated Interactions 33%
• Risk Status 66%
• Risk Types 33%
• Utility Costs 33%

Economics, Econometrics and Finance

• Consumer Credit 50%
• Credit Market 100%
• Incentives 50%
• Private Information 100%